Deciding when to send your spouse or parent to a nursing home can be a tough and agonizing experience. Some of you have faced this already. Others are in the midst of this or will face it soon. I remember as a young boy going to the nursing home to see Pappy (my grandfather). It…
I’ve had numerous conversations over the years about telling your heirs about your estate plans. I always recommend telling someone. Don’t keep it a secret. Do not feel compelled though to share all of the details. At least one person should know where to find your estate documents and account information. This would include your…
Most of us don’t enter the 2nd Half at the same time. For some, entering retirement together is ideal. For others, it’s not even an option. At times we don’t get to choose when we retire. As a follow-up to my ‘practice retirement’ blog I’ve expanded on a significant issue. What are some of…
Grandma and Grandpa are visiting from Texas this week. Both Joshua (9) and Grandpa love to look for rocks. They’re both rock hounds! We decided to go up in the mountains and we had a great day hanging out around St. Peter’s Dome (on the backside of Cheyenne Mountain). Reflecting on this precious day here’s part…
I’ve always been an advocate of “practicing retirement” if at all possible. Before you tell the boss this is your last paycheck or selling the business you might consider taking time to practice retirement. Take some extended time from work and spend most of it at home. If you’re married, are the two of you…
By now you’ve probably heard that Prince died without a Will. This is a mistake that most all of us would regret (and especially our heirs) if we made the same decision. The consequences can be utter disaster. Here are some other notables that have made the same poor decision: Michael Jackson, Pablo Picasso, Howard…
Tax season may be over and forgotten (gladly), however if you’re not on the Roth bandwagon yet, this is for you. If you don’t have a Roth you should strongly consider one. There are some very attractive benefits. If you do have a Roth continue to contribute (if you can). See my article and call…
Our dishwasher went out last week. That’s OK we expected it could happen soon and Angela has been waiting for an upgrade. ? We found a ‘great deal’ on a nice Samsung dishwasher that had just been returned. Since the boys and I are always fixing things around the house, and I had installed the…
Your 401(k) or 403(b) accounts can be a valuable investment! From time to time I continue to find folks that have missed taking the match (or chosen not to take it) from their 401(k) or 403(b) account. Many employers offer a matching program of some type allowing you to receive a matching contribution on a…
Social Security is changing. The deadline is April 29, 2016. You’ll remember that Congress and the President changed some of the Social Security rules last November. Here are the changes in a nutshell: “File and Suspend” strategy eliminated – The filing deadline is April 29, 2016 if you still need to use this.…