We have approximately 40 days left to consider a Roth conversion for 2018 (these must be completed by December 31st each year and we prefer December 20th). It’s generally a good idea for investors to consider including a Roth IRA in their overall retirement planning. Roth IRAs have the potential to grow tax-free, which may…
Sometimes people ask me what to watch out for when it comes to investing their money. I think they usually expect me to tell them about a specific stock to avoid, or something like that. But my answer is far different. You see, one of the biggest things to watch out for is actually the…
Halloween may have been yesterday, but there’s something much more incredible that happened 15 years ago, October 31st… October 31, 2003, an aspiring professional surfer named Bethany Hamilton went onto the ocean near her home in Hawaii. As she had done many times before, she lay down on her board and trailed her left arm…
I present you with two quotes: “Democracy is the form of government in which the free are rulers.” – Aristotle “I tell you, all politics is applesauce.” – Will Rogers Whichever quote best describes your attitude about the upcoming election, the fact remains that on November 6, we have an opportunity to perform our civic…
It’s October, which means autumn is upon us. But this year, it’s not just the leaves that are falling. The markets have been falling, too. On Wednesday, October 10, the Dow slid more than 800 points. The S&P 500 fell for the fifth straight day. And the tech-heavy NASDAQ was hit hardest of all, dropping…
“Leave no stone unturned.” – Euripedes The Ancient Greek playwright, Euripedes, once told a tale about two opposing generals. The first general, who was rich, decided to bury his treasure before a great battle. Unfortunately for him, the second general was victorious and decided to take the treasure for himself. Unable to find it, he…
If you are younger than 65, you probably wonder what all the fuss is about as you’re bombarded with television ads for Medicare Advantage and prescription drug plans this time of year. If you’re over 65 you already know the Medicare open enrollment season begins October 15th and runs through December 7th. Each year, insurance…
A major part of my job – perhaps the most important part – is helping people reach their financial goals in life. Over the years, I’ve discovered that while things like planning, saving, and investing are crucial, it’s equally important to look beyond the numbers. Achievement is about more than just spreadsheets or quarterly statements. …
The Focus Formula Focus is a skill that drives success, productivity, and the ability to generate new ideas and possibilities. When you’re truly focused, you’re at the top of your game. Great musicians, doctors, actors, lawyers, and athletes know this. Without focus, their performances become flawed and mistakes are made, often serious mistakes. How do…
Why Open a my Social Security Account? I’ve written about this before, I want to encourage you again to go to ssa.gov/myaccount and open a Social Security account. This is not just for people who are close to retirement. Everyone should open their own account with SSA—before someone else does. Here’s Why: I heard about…