Veteran's Day

Paying Tribute to Our Veterans

As you know, Veterans Day is drawing near.  While thinking about the day and what it represents, I came across a quote that really struck me: “War is for the participants a test of character: it makes bad men worse,and good men better.” – Joshua Lawrence Chamberlain Some of the best people I know are…

Cliff Young

Are You Shuffling to Retirement?

The World’s Toughest Race Imagine this scene for a moment. The ultra-marathon of 543.7 miles of endurance running from Sydney to Melbourne, Australia in 1983 was about to begin. Picture the registration table with world-class athletes signing in wearing shoes and running clothes of companies who backed them for the race. Along came a man…

Greg Young

Don’t Be Mental

If this isn’t you – who should you share this with? A few years ago, I met with someone who we’ll call Sam.  He asked me a very simple question: “Why can’t I ever seem to get ahead financially?” I asked Sam to tell me a bit more about himself.  He continued: “I’m a college…

Haleakalā National Park

Want To Go To Hawaii?

Where will you go when you’re enjoying your 2nd Half? We’ve heard from clients recently who have been to: Hawaii   New York Phoenix   Their Backyard San Diego   Cabo San Lucas Disney   Cancun Death Valley   Sedona Europe   Outer Banks Ecuador   RV Travels Washington, DC   Shark Swim in Baja  …

Greg Young

$86,400 Can’t Stop Today

Imagine there is a bank that credits your account each morning with $86,400.  It carries over no balance from day to day.  Every evening, it deletes whatever balance you failed to use during the day. What would you do? Draw out every cent, of course! Each of us has such a bank.  Its name is…

Greg Young

Who Wins, Who Doesn’t

Since President Trump’s election, the markets have climbed to record heights, partially thanks to investor enthusiasm for Trump’s policies. One of those policies is tax reform.  After months of behind-the-scenes talks between the White House and Capitol Hill, Republicans have at last released their plan to update the tax code. Tax law is murky, and…

Greg Young

Las Vegas Tragedy

I don’t think anyone truly knows what to say when a tragedy strikes.  The shooting in Las Vegas is a terrible tragedy.  What can we say that hasn’t been said before?  How can words alone make a difference? It’s also hard to know what to do in times like these, especially when we are very…

Greg Young

6 Questions You Must Ask

Recently, an acquaintance of mine admitted that it was time to start thinking about retirement.  “The problem,” he said, “is that I don’t even know where to begin!” I told him that, before doing anything else, he should ask himself … The Six “W” Questions of Retirement Do you remember learning the six “W” questions…

Bumblebee

I Can And So Can You

I’d like to tell you a fable that makes a true point. Once upon a time, some eminent scientists developed an interest in the bumblebee.  (Let’s make them actual rocket scientists, at NASA.)  They hoped the tiny insect held some secrets of flight that could be applied to shuttles re-entering the atmosphere. But the wings…

Greg Young

I Got Hit. Did You? 143 Million Hacked

You’ve probably seen headlines like this over the past few days: Equifax® Says Cyberattack May Have Hit 143 Million Customers1 Credit agency Equifax announced one week ago that it suffered a data breach affecting 143 million U.S. consumers. The announcement prompted me to check if we had been hacked. Our personal responses from Equifax were:…