Is Your Financial Future Protected? – Part 3 Last week I talked about identity theft and told you that we would talk about Cybercrime this week. So let’s jump right in… CYBERCRIME Viruses. Trojan horses. Phishing. Malware. The internet is littered with scary-sounding terms that make it seem like shadowy hackers are…
Is Your Financial Future Protected? – Part 2 Last week I shared that I have had clients affected by cyber identity theft, phone scams, and phishing – and that I would share how to protect yourself and your finances from hackers, scammers, and identity theft. Lets get started with… IDENTITY THEFT “People need to be…
An Investor’s Guide to Financial Cybersecurity Last week I shared with you that I would be starting a series “AN INVESTOR’S GUIDE TO FINANCIAL CYBERSECURITY”. I have had clients affected by cyber identity theft, phone scams, and phishing – we’ll cover them all. In this series you will learn how to protect yourself and your…
Now Are My Taxes Going To Rise? In the days leading up to the inauguration I’ve been asked this question many times. Although I don’t know the answer, I sent you this note September 24, 2020: The primary market risk from a Biden presidency may likely come from potential tax increases. Higher business taxes…
Are taxes on the rise? Many of our conversations and decisions with clients hinge on this probability. Many of you realize that you have a strong silent partner in your IRA, the IRS. In this article, Ed Slott, sometimes called America’s retirement expert, talks about why IRAs and 401(k)s will be likely targets for increased…
The Year In Review At the end of 2019 I sent this note: I’ve heard 2020 called the year of clear vision. Although there may be many puns that will circulate about this, I believe this is much more important than we may realize. Consider what it means for you, your families and those you…
The waiver of required minimum distributions for 2020 is coming to a close; if you are of RMD age you must resume RMDs for 2021 and beyond. RMDs for beneficiary IRAs will need to resume in 2021 as well. Reminder: RMDs do not apply to Roth IRA owners. The Setting Every Community Up for…
In our conversations you may have heard me discuss the “stealth tax” called inflation. I find that most never fully consider the affects of this through 30 plus years of retirement. This article puts a number on that tax. The article even explains that this stealth tax could ruin your retirement. They used the…
Waiting-to-Talk Listener? Active Listener? OR Silent Listener? It has been a rough year for many, while there are some who have thrived. I spoke to many of you last week, and as I sat and listened to your stories, I began asking myself do we REALLY listen? I mean really listen. Some shared…
On Saturday, November 7, most major news outlets called the 2020 presidential election in favor of Joe Biden. Some people do not believe the election is decided, and President Trump has filed several lawsuits contesting the results. In either case, I wanted to write you a quick email to say I do not advise making…