I’ve always been an advocate of “practicing retirement” if at all possible. Before you tell the boss this is your last paycheck or selling the business you might consider taking time to practice retirement. Take some extended time from work and spend most of it at home. If you’re married, are the two of you…
DetailsBy now you’ve probably heard that Prince died without a Will. This is a mistake that most all of us would regret (and especially our heirs) if we made the same decision. The consequences can be utter disaster. Here are some other notables that have made the same poor decision: Michael Jackson, Pablo Picasso, Howard…
DetailsTax season may be over and forgotten (gladly), however if you’re not on the Roth bandwagon yet, this is for you. If you don’t have a Roth you should strongly consider one. There are some very attractive benefits. If you do have a Roth continue to contribute (if you can). See my article and call…
DetailsOur dishwasher went out last week. That’s OK we expected it could happen soon and Angela has been waiting for an upgrade. ? We found a ‘great deal’ on a nice Samsung dishwasher that had just been returned. Since the boys and I are always fixing things around the house, and I had installed the…
DetailsYour 401(k) or 403(b) accounts can be a valuable investment! From time to time I continue to find folks that have missed taking the match (or chosen not to take it) from their 401(k) or 403(b) account. Many employers offer a matching program of some type allowing you to receive a matching contribution on a…
DetailsSocial Security is changing. The deadline is April 29, 2016. You’ll remember that Congress and the President changed some of the Social Security rules last November. Here are the changes in a nutshell: “File and Suspend” strategy eliminated – The filing deadline is April 29, 2016 if you still need to use this.…
DetailsDo you ever feel something is too hard? Or won’t be worth it in the end? How many times have you quit to find out later you should have stayed with it and not given up? I’m sure it’s happened to all of us. We’ll probably all be tempted to quit on something again in…
Details“Can I make it?” is the most often question I’m asked. It comes in different flavors too… Can I really make it? Will I run out of money? Do I have enough money to retire? Can I retire? What happens if I run out of money? I’ve saved for 30, 35, 40 years. Is it…
DetailsAbout two weeks ago our furnace started to not light all the time. I wasn’t sure I wanted to use the same folks that serviced it before so I called a couple of friends for recommendations. I got busy during the week and didn’t get to make the call until Saturday morning. The call was…
DetailsThis time of year is always exciting- We’ve changed the clocks, the days are longer and the kids are able to play outside after dinner. The trees are budding and little green shoots are popping out of the ground everywhere. Over the next 5 to 6 weeks we wonder IF we’ll get that ever possible…
DetailsOne of my greatest pleasures is a long walk with Angela. There are so many benefits to walking. Here are just a few: Walking is inclusive – almost everyone can do it! The necessary equipment is right down there. Two feet and your neighborhood. It’s the foundation for good health and makes life better. It modestly…
DetailsSocial Security is changing forever! Social Security is changing forever. You may have seen in the news that the 2016 Federal budget bill was passed by Congress last week and signed by the President (The “Bi-Partisan Budget Act of 2015”). Quietly embedded in this major legislation were provisions concerning Social Security that now have become…
DetailsSocial Security Benefits and YOU? As you approach retirement and your best 2nd Half, one thing you will need to carefully plan for is your Social Security benefits. It is hard to emphasize enough the importance of deciding when to file for your Social Security benefits. Choosing the right Social Security strategy AND coordinating that…
DetailsFrom time to time I get calls from folks concerned about current events and how they might impact the financial markets and in particular, their investments. There are many factors that impact the financial markets, and in particular the price of securities. No one can know with any level of certainty the impact that one…
DetailsNew Logo, same focus (actually, better focus) If you’ve been to our website lately you may have noticed some changes… and you’ll be seeing more in the coming weeks. A little over a year ago we rolled out 2nd Half Wealth. At Wealth Advisors, it’s always been about the 2nd Half (some read as retirement). We’ve…
DetailsBaseball and your investment game plan Spring is here and baseball season is upon us. In the majors, activity still occurs in the off season, as baseball veterans decide to hang up their cleats or re-ignite their careers with a new team. Baseball “experts” pontificate about which team will prevail in the play-offs. This always…
DetailsThere are all kinds of roadblocks and potholes that must be avoided on the way to a successful 2nd Half. Too many times I find the biggest roadblock is simply PROCRASTINATION. How many times have we said “I’m going to organize the basement,” or “clean out the garage this weekend?” Then, it turns out we…
DetailsWith recent high-profile cyber-attack events in the news, you may be wondering about the security of your personal information and finances. We recognize that you have entrusted us with your personal information and finances, and we value this trusting relationship with you. We want to reassure you that Wealth Advisors and LPL Financial takes cyber-security…
DetailsAt Wealth Advisors, it’s all about the 2nd Half. For some I’ve talked to you’ve heard these words. Others maybe haven’t had the opportunity hear me mention it or see the new signs in our office yet. I think more about your “2nd Half” rather than your “retirement.” To be honest, I can’t recall an…
Details“…at one point I wondered if I was normal” Thanks for stopping by. A great thing about my job is I get to do two things I love – talk shop and hear what’s on people hearts. Both are essential in helping to plan a great 2nd half. For those who don’t know me, I wanted to…
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