Q: I recently spoke with the Social Security Administration. They declined my application for Spousal Benefits. They told me the law changed in 2005 and now requires individuals to be born prior to 1954 to qualify. I am 66 and my husband is 75, is this true?
A: You must file for your own benefit first. If your Primary Insurance Amount (PIA) is less than 50% of your husband’s, you can get a Spousal Benefit, otherwise you cannot.
To see previously posted Social Security Q & A, click here.
