Your 401(k) or 403(b) accounts can be a valuable investment! From time to time I continue to find folks that have missed taking the match (or chosen not to take it) from their 401(k) or 403(b) account.
Many employers offer a matching program of some type allowing you to receive a matching contribution on a portion of the funds that you contribute to your retirement plan. For this type of plan the key is that you must make a contribution to your account. When you do, your employer matches that contribution. It’s essentially free money!
Our first recommendation is to always take all of the free money coming to you. Make sure you are contributing enough each year to receive all of your employer’s match. See the article below for more detail.
For those that feel they can’t afford to take the match I would suggest you can’t afford not to take the match. If you happen to be one of these call me so we can talk about your options.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. No strategy assures success or protects against loss.
