Want To Go To Hawaii?

Where will you go when you’re enjoying your 2nd Half? We’ve heard from clients recently who have been to: Hawaii   New York Phoenix   Their Backyard San Diego   Cabo San Lucas Disney   Cancun Death Valley   Sedona Europe   Outer Banks Ecuador   RV Travels Washington, DC   Shark Swim in Baja  …

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Social Security Q&A

Have a question about Social Security? Send your questions to Greg at Greg@2ndHalfWealth.com   Jeopardy Style A: What is 2.0%. Q: The 2018 Social Security Cost of Living Adjustment (COLA) will increase by this amount. That’s right, monthly Social Security benefits for more than 66 million Americans will increase by 2.0% in 2018, the largest increase in…

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$86,400 Can’t Stop Today

Imagine there is a bank that credits your account each morning with $86,400.  It carries over no balance from day to day.  Every evening, it deletes whatever balance you failed to use during the day. What would you do? Draw out every cent, of course! Each of us has such a bank.  Its name is…

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Who Wins, Who Doesn’t

Since President Trump’s election, the markets have climbed to record heights, partially thanks to investor enthusiasm for Trump’s policies. One of those policies is tax reform.  After months of behind-the-scenes talks between the White House and Capitol Hill, Republicans have at last released their plan to update the tax code. Tax law is murky, and…

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Las Vegas Tragedy

I don’t think anyone truly knows what to say when a tragedy strikes.  The shooting in Las Vegas is a terrible tragedy.  What can we say that hasn’t been said before?  How can words alone make a difference? It’s also hard to know what to do in times like these, especially when we are very…

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6 Questions You Must Ask

Recently, an acquaintance of mine admitted that it was time to start thinking about retirement.  “The problem,” he said, “is that I don’t even know where to begin!” I told him that, before doing anything else, he should ask himself … The Six “W” Questions of Retirement Do you remember learning the six “W” questions…

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I Can And So Can You

I’d like to tell you a fable that makes a true point. Once upon a time, some eminent scientists developed an interest in the bumblebee.  (Let’s make them actual rocket scientists, at NASA.)  They hoped the tiny insect held some secrets of flight that could be applied to shuttles re-entering the atmosphere. But the wings…

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I Got Hit. Did You? 143 Million Hacked

You’ve probably seen headlines like this over the past few days: Equifax® Says Cyberattack May Have Hit 143 Million Customers1 Credit agency Equifax announced one week ago that it suffered a data breach affecting 143 million U.S. consumers. The announcement prompted me to check if we had been hacked. Our personal responses from Equifax were:…

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Check Out the Pale Blue Dot

This September marks a special sort of birthday.  It’s the 40th anniversary of the launching of Voyager 1. Voyager 1 is a probe built by NASA, launched on September 5, 1977 to study the outer Solar System.  Its primary mission was to study Jupiter, Saturn, and their various moons.  Having accomplished this, the probe is…

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Charlottesville – What I Believe

Whenever a tragedy occurs, it prompts us all to stop and think. We think about why the tragedy happened, and what we can do to prevent it in the future. We think about what we love and value most. We think about what that tragedy says about us, both as Americans and as human beings.…

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Fire and Fury – North Korea

There once was a time when the threat of nuclear war hung over America’s head like a storm cloud that just wouldn’t go away. Those days, thankfully, are long over—but the sky turned a little bit grayer in the last couple weeks. As you probably know, tensions have surged recently thanks to news that North…

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Newton’s 3 Laws #2

Last month, I introduced Newton’s Laws of Finance.  They’re my spin on Newton’s famous “Laws of Motion” that you probably learned about in school. This month, let’s look at Newton’s Second Law.  Here’s how a textbook might describe the original: The acceleration of an object as produced by a net force is directly proportional to…

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LPL Commentary: Buy the Dip? What Dip?

Beyond the double-digit gains and series of record highs, the absence of pullbacks is perhaps the biggest story for the S&P 500 in 2017. What may cause pullbacks is extremely difficult to predict, but we are mindful of the risks across central bank policy, policymaking in Washington D.C., and geopolitics. Historical technical analysis tells us…

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LPL Commentary: Tax Reform Pivot?

Republicans’ latest unsuccessful attempt to reform healthcare means that we are closer to the pivot toward tax reform. Despite several challenges, we continue to expect a tax deal to get done in early 2018 that may provide a nice boost to corporate profits and could help to support stock valuations. The likelihood of the healthcare…

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Newton’s 3 Laws #1

When you were in school, you probably learned about Newton’s Three Laws of Motion. First published by Sir Isaac Newton in 1687, these laws explain how physical objects move. They are so important—and easy to understand—that most of us still remember them even decades later. I was thinking about these laws the other day when…

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LPL Commentary: Global Summer Earnings: Sizzle or Fizzle?

Overseas markets generally had strong earnings last quarter, with energy companies providing the biggest boost. Future expectations are high once again for energy companies, but also for consumer and financial companies. Structural changes may be happening in France that could positively impact the environment for corporate profitability. Click this link to open in a new…

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Learn From The Caged Bird

A singing bird was confined in a cage which hung outside a window, and had a way of singing at night when all other birds were asleep. One night, a bat came and clung to the bars of the cage. The bat asked the bird why she was silent by day and sang only at…

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RESOLVED We are FREE

RESOLVED That these United Colonies are, and of right ought to be, free and independent States. So said the resolution presented before the Second Continental Congress on June 7, 1776. The Revolutionary War was already raging, but this simple statement set wheels turning that changed forever the lives of two men whose fondest dream was to have…

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By Order of the President

This month we celebrate Father’s Day. It’s a chance to show our fathers, grandfathers, great grandfathers, and also men who serve in the role of fathers how much they mean to us. A chance to show how their hard work, sacrifice, and commitment have paid off. A chance to recognize good fathers everywhere. But what…

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Graduation, Disney, Beach

Thanks to many of you for your patience over the last 10 days while I’ve been out of the office. We’ve enjoyed a high school graduation, Disney and the beach. John graduated from Colorado Springs Christian and is moving on to new opportunities. He’s been working at Domino’s since early this year. He’s doing well…

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LPL Commentary: Focus on Fundamentals

At times of uncertainty we suggest investors focus on the fundamentals of the economy and corporate profits. Like everyone else, we don’t know what will happen with the Russia investigation, although we have made some observations about what the latest news could mean for fiscal policy. We have a better handle on the basic fundamentals,…

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Three Died, Three Came Back

During this Memorial Day holiday, may we remember all those who have died in defense of the freedoms that we enjoy every day. The following story took place in the fall of 2000, and I thought I’d share it with you in honor of this special day. Perhaps share it with your family before dinner.…

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