Seven Deadly Estate Mistakes to Avoid It’s that time of year when good intentions and New Year’s resolutions lead to forgotten intentions and go by the wayside in the busyness of life. If you have not taken care of your Estate documents (Will, Trust, Power of Attorney, Living Will) or reviewed them in…
It’s real. It’s more than a now-common headline—the Great Resignation is real. The millennials call it the Big Quit. Workers are leaving their jobs at record pace. Could this be you in 2022? I’ve talked to many in 2021 who made all kinds of work ‘transitions.’ Some voluntarily, others involuntarily. Hundreds of…
Social Security is more confusing than ever. With 5,000+ claiming strategies it’s hard to know what to do. Some are sure they want it at 62 and others at 70. What’s best? Of course, the answer to that question depends on many factors. Some of those are: Age Health Marital status Spouse’s age Spouse’s health…
Have You Planned for The Stealth Tax? We looked back on the emails from this year, and I’ve written or mentioned inflation 4 times this year. More than any other year I’ve been writing. Most of you have been to Disney more than once. I have been probably 4-5 times. I have friends that have…
Are You Prepared? The statistic hasn’t changed for years. More than 67 percent of people over age 65 will require some form of long-term care. Where will you get the money? Where will you receive care? Who will provide care? Nursing homes continue to close reducing available beds. 140 million people will be turning 65…
The end of the year will be here in less than 60 days. I will have conversations with many of you between now and then. Here are 11 of my normal year-end questions we cover. Not all will apply to you. Some of you will have others specific to your situations. Are my estimated…
Questions You Were Afraid To Ask When we were kids, most of us were taught that “The only bad question is the one left unasked.” As a financial advisor, I’ve found that statement to be proven true time and time again. Every day, my clients ask me questions about the markets, taxes, their personal…
What You Need To Know We occasionally will recommend using some form of annuity in your strategy and planning. Most people I talk to will have questions about taxes and other options. Although those questions are easy for me to answer I find they become HARD for you to remember. This stuff can…
Can I Rant A Bit? I don’t want to talk about politics. I want to talk about the government in general terms. Depending on your politics you could easily misconstrue the point I am about to make. Please don’t do that. I am only going to talk about this information as it pertains to…
You Have Giant Target Painted On Your Back When you see reports like this it only serves to emphasize the great disparity that exists. How have we created this type of society in the greatest nation on earth? ONLY 39 PERCENT OF AMERICANS PAID FEDERAL TAXES IN 2020. I bet you that the number will…